Proof of Income Letter Self Employed Example – [Edit & Download]
Samantha Reed
Creative Designs by Sam
123 Artistry Lane
Craftsville, CA 90210
Phone: (555) 246-8100
Email: sam@creativedesignsbysam.com
Date: March 10, 2025
Recipient:
Mr. Derek Shaw
Loan Officer
Community Credit Union
456 Lender Street
Craftsville, CA 90210
Salutation:
Dear Mr. Shaw,
Subject:
Verification of Income for Mortgage Application
Body:
I am writing to provide verification of my income in support of my application for a mortgage through Community Credit Union. As the owner and principal of Creative Designs by Sam, a registered freelance graphic design business, I have been self-employed since 2018 and have sustained a consistent income stream through various client projects.
Income Overview:
- Business Name: Creative Designs by Sam
- Nature of Business: Freelance Graphic Design Services
- Annual Gross Income: $70,000 (average over the past three years)
- Payment Methods: Client invoices, typically paid via bank transfer or check
- Major Clients: Include local businesses, online retailers, and independent authors needing book cover designs
Additional Revenue Streams:
- I also generate income through online courses on graphic design, which have contributed approximately $10,000 annually. This is in addition to my main business revenue and is paid directly into my business account.
Financial Documentation Attached:
- To corroborate my declared earnings, I have attached copies of my Income Tax Returns for the last three years, which reflect my gross income and tax payments.
- Additionally, included are the last six months of bank statements for my business account, showing income deposits from various clients and course payments.
Conclusion:
My business has shown steady growth over the past five years, and I have maintained good financial health, which ensures my ability to meet the mortgage obligations. I trust this letter provides a comprehensive view of my financial situation. Should there be any further information or documentation required, please feel free to contact me.
Closing:
Sincerely,
[Signature]
Samantha Reed
Owner, Creative Designs by Sam
Attachments:
- Income Tax Returns for the past three years
- Business bank statements for the last six months
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Proof of Income Letter Self Employed Example – [Edit & Download]
Samantha Reed
Creative Designs by Sam
123 Artistry Lane
Craftsville, CA 90210
Phone: (555) 246-8100
Email: sam@creativedesignsbysam.com
Date: March 10, 2025
Recipient:
Mr. Derek Shaw
Loan Officer
Community Credit Union
456 Lender Street
Craftsville, CA 90210
Salutation:
Dear Mr. Shaw,
Subject:
Verification of Income for Mortgage Application
Body:
I am writing to provide verification of my income in support of my application for a mortgage through Community Credit Union. As the owner and principal of Creative Designs by Sam, a registered freelance graphic design business, I have been self-employed since 2018 and have sustained a consistent income stream through various client projects.
Income Overview:
Business Name: Creative Designs by Sam
Nature of Business: Freelance Graphic Design Services
Annual Gross Income: $70,000 (average over the past three years)
Payment Methods: Client invoices, typically paid via bank transfer or check
Major Clients: Include local businesses, online retailers, and independent authors needing book cover designs
Additional Revenue Streams:
I also generate income through online courses on graphic design, which have contributed approximately $10,000 annually. This is in addition to my main business revenue and is paid directly into my business account.
Financial Documentation Attached:
To corroborate my declared earnings, I have attached copies of my Income Tax Returns for the last three years, which reflect my gross income and tax payments.
Additionally, included are the last six months of bank statements for my business account, showing income deposits from various clients and course payments.
Conclusion:
My business has shown steady growth over the past five years, and I have maintained good financial health, which ensures my ability to meet the mortgage obligations. I trust this letter provides a comprehensive view of my financial situation. Should there be any further information or documentation required, please feel free to contact me.
Closing:
Sincerely,
[Signature]
Samantha Reed
Owner, Creative Designs by Sam
Attachments:
Income Tax Returns for the past three years
Business bank statements for the last six months